In this Electronic Communication Agreement (“Agreement”), "we," "us," "our," and "Tiv" mean Tiv Inc. "You" and "your" refer to the person or persons signing up for a Tiv demand deposit account (“Tiv Account”), accessing the mobile application operated by Tiv (“Tiv App”), or using the Tiv Visa® Debit Card (“Tiv Card”). "Communications" means disclosures, notices, agreements, fee schedules, privacy policies, statements, records, documents, and other information we provide to you, or that you sign and submit or agree to at our request.

Tiv is dedicated to providing the best online banking experience possible, including providing information to you electronically. By accepting this Agreement, you agree that you are willing and able to receive Communications in electronic form, and consent to receive Communications in electronic form. If you do not give your consent to receive Communications in electronic and not paper form, you may not open a Tiv Account. If you withdraw your consent to electronic Communications at any point after providing consent hereunder, we reserve the right to terminate your Tiv Account.

Delivery Methods

We will deliver Communications to you electronically, either through the Tiv App; text or SMS messages ("Text Messages"); or through electronic mail ("E-mail"). If we do not deliver Communications to you through the above manners, we will tell you where you can go to receive such Communications.

We may be required by law to deliver certain Communications to you on paper even though you have consented to receive it electronically.

Hardware and Software Requirements

To receive and retain electronic Communications from Tiv, you will need a computer or mobile device with an operating system that supports the following:

  • An internet or cellular network connection;

  • A current version of a web browser that we support, including: Edge version 42 or higher, Firefox version 62 or higher, Safari version 12 or higher, or Chrome version 69 or higher;

  • A hard drive or other method of storing data;

  • A valid, active email address; and

  • A current version of a program that displays PDF files.

We may update these requirements periodically in order to maintain our ability to provide electronic Communications; if these requirements change in a substantial way, we will notify you of the changes.

Updating Contact Information

It is your responsibility to maintain accurate and current contact information so that we may send you electronic Communications. You can update your email address and other contact information by logging into your Tiv Account via the Tiv App in the "Settings" section, or by emailing us at [email protected].

Requesting Paper Copies

We may choose to make paper copies of certain electronic Communications available upon request, but we assume no obligation to do so. You may obtain a paper copy of an electronic Communication by printing it or by requesting we mail a paper copy. You may make requests for paper copies by emailing us at [email protected].

Communications in Writing

We are required by law to give you certain information in writing. All Communications delivered to you in either electronic or paper format will be taken as information delivered "in writing."

Withdrawing Consent

You have the right to withdraw your consent to this Agreement at any time. Withdrawing consent will terminate your Tiv Account, including access to the Tiv App and the use of the Tiv Card. A balance refund check may be issued you upon account termination in accordance with this Agreement. You may withdraw consent by emailing us at [email protected].

This is version 1 of this agreement. It was last updated on 9/20/2021.

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