The Tiv Visa debit card can be used everywhere Visa is accepted, in-store and online. You can also withdraw funds at any time from any ATM that shows a Visa logo. ATM fees are free at any of the 55,000 Allpoint ATMs available in the United States. Out-of-network ATMs will incur a small service charge. There are no fees associated with purchases made in the United States but there may be additional fees when traveling abroad.